Health Insurance and You!

A recently published government report estimates that 45 million Americans are without dental insurance, a problem which healthcare reform is unlikely to mitigate (Reuters). Following the healthcare reforms passed in March, adults face a fine if they do not buy health insurance beginning in 2014. Notably, the law does not require adults to buy additional types of coverage such as dental care. Dental benefits are something we all need, as recognized by advocates who lobbied for a more significant dental component in the healthcare bill.

The importance of dental care is highlighted by scientific research, which suggests a potentially causal relationship between oral hygiene and cardiovascular health. Although there are certainly a variety of facets that contribute to a healthy heart, Moise Desvarieux, MD, PhD, infectious disease epidemiologist in the Department of Epidemiology at Columbia University’s Mailman school of Public health analyzed bacterial samples associated with periodontal disease from subjects’ oral cavities, and found that patients with one or any combination of these three bacteria also had atherosclerosis. Although this relationship has yet to be fully understood, Desvarieux concedes, “if a causal relationship is found, you’ll already be ahead of the game in regards to your heart health. If there is no relationship, you’ll have a healthy mouth that will benefit your overall well-being.”

The benefits of maintaining good dental hygiene are supported by science and accordingly, finding a plan that offers the best prevention is the key to ensuring your teeth live as long and healthy a life as you do. The good news is, dental plans are generally guaranteed issue; that is to say, everyone qualifies. These plans are relatively inexpensive and start at approximately $30/month to cover your basic needs. An example is this great plan from Humana – Preventive Plus.